Privacy Page

Effective Date: May 11, 2026

Hygge Financial Privacy Policy

At Hygge Financial, protecting your privacy and maintaining the confidentiality of your personal information is extremely important to us. We understand that our clients place significant trust in us when sharing personal, financial, and sensitive information, and we are committed to safeguarding that trust.

This Privacy Policy explains how we collect, use, share, and protect your information when you interact with our firm, our representatives, or our website.

Information We Collect

We may collect personal information from you in connection with providing financial planning, investment advisory, insurance, retirement planning, estate planning coordination, and related services.

The types of information we may collect include:

Name, address, phone number, and email address
Date of birth and Social Security number
Financial account information and investment holdings
Income, assets, liabilities, and tax information
Insurance information and beneficiary details
Employment and retirement information
Information provided through forms, applications, surveys, or meetings
Information collected through our website or electronic communications
We may also collect information from third-party sources including:

Consumer reporting agencies
Custodians and financial institutions
Insurance carriers
Public databases
Credit reporting agencies
Government records
Other financial professionals you authorize us to work with

How We Use Your Information

We use your information to:

Provide financial planning and investment advisory services
Evaluate insurance and financial product suitability
Process applications and transactions
Communicate with you regarding your accounts or services
Maintain regulatory compliance
Improve our services and client experience
Protect against fraud, unauthorized transactions, or legal liability

Information Sharing

Hygge Financial does not sell your personal information.

We do not disclose non-public personal information about current or former clients to nonaffiliated third parties except as permitted or required by law.

We may share information with:

Broker-dealers, custodians, insurance companies, and investment platforms
Compliance and regulatory agencies
Attorneys, accountants, or tax professionals you authorize
Service providers assisting with technology, operations, or administrative support
Government agencies or legal authorities when required by law
Any third parties who assist us are required to maintain the confidentiality and security of your information.

Protection of Your Information

We maintain physical, electronic, and procedural safeguards designed to protect your personal information.

Access to your information is restricted to employees, representatives, and service providers who need the information to provide products or services to you.

We continually review and enhance our cybersecurity and privacy practices to help protect your information from unauthorized access or disclosure.

Website Data & Cookies

When you visit our website, certain information may automatically be collected, including:

IP address
Browser type
Device information
Pages visited
Website usage statistics
We may use cookies and similar technologies to improve website functionality, user experience, and marketing effectiveness.

You may disable cookies through your browser settings; however, some website features may not function properly.

Email & Electronic Communications

Please be aware that standard email communication may not always be secure. While we take reasonable precautions to protect your information, you should avoid sending highly sensitive information through unsecured email whenever possible.

Secure document upload portals or encrypted communication methods may be provided for transmitting confidential documents.

SMS Terms & Conditions

By providing your mobile phone number and opting into SMS communications from Hygge Financial, you consent to receive text messages related to:

Appointment reminders
Scheduling confirmations
Financial planning updates
Client service communications
Document or meeting reminders
Message frequency may vary.

Message and data rates may apply depending on your mobile carrier.

You may opt out of SMS communications at any time by replying STOP to any text message. For assistance, reply HELP or contact our office directly.

Your mobile information will not be shared with third parties for marketing or promotional purposes.

Your Privacy Rights

You may request access to or correction of your personal information by contacting us directly.

If you believe any information we maintain is inaccurate, please notify us promptly so we may review and update our records where appropriate.

Changes to This Privacy Policy

Hygge Financial reserves the right to modify this Privacy Policy at any time. Any updates or material changes will be posted on our website with an updated effective date.

Contact Information

If you have questions regarding this Privacy Policy or our privacy practices, please contact:

Hygge Financial
4200 Commerce Court, Suite 350
Lisle, IL 60532
Phone: 331-401-5899
Website: www.hyggefinancial.com

We appreciate the trust you place in Hygge Financial and remain committed to protecting your privacy and confidentiality.